How to determine which boat insurance policy is right for you

Are you a boat lover? If so, you can count on the Hinman & Associates Insurance team for all of your boat insurance needs! We are proud to serve the boating community in the greater Reno, NV area! Give us a call today and find out more about the boat insurance policy options available in our area. 

Finding the right boat insurance policy for your needs

When you are determining which boat policy will best meet your needs, you’ll need to answer a few questions:

  • How often do you use the boat?
  • Is the boat stored at your home or in a protected facility?
  • Do you trailer your boat to and from the water?
  • Is your vessel kept at a marina or similar facility?
  • Do you ever store your boat in a dry dock?
  • How old is the boat?
  • Has the craft ever been involved in an accident or another mishap?
  • How much liability protection do you likely need?
  • Do you ever take the boat out into open water?
  • Is your boat transported to a different area during certain times of the year?
  • Are there often passengers aboard?

These are just examples of the type of information that your agent will need to know and understand when helping you choose the right policy for your needs. Sitting down with a local agent is the most efficient and effective way to ensure that you get the protection you need!

We know boats!

If you are wondering which boat insurance policy will best meet your needs, the Hinman & Associates Insurance team is here to help! We service the greater Reno, NV area and would love to work with you. Call or stop by today!