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At Hinman & Associates Insurance, we do our best to provide you with reliable quotes for home insurance in Reno, NV. We realize that your Nevada home is a valuable asset that deserves protection. Our agents are professional, attentive, and experienced. They will listen and understand your needs before providing you with a quote. We believe that every home has unique needs that demand different levels and types of protection. We provide you with a quote depending on the size of your home and its exposure to risks. The following are some of our home insurance coverage options.
Our dwelling protection coverage option protects the foundations, walls, and other structures of your home from risks such as fires and vandalism. It compensates you or the costs of repairing or rebuilding them. It may offer compensation for other structures if they are attached to your home.
Personal Property Coverage
Every homeowner has personal property such as clothing, home decorations, and furniture. If they are damaged or lost, you may incur substantial financial losses. Our personal property coverage option protects you from these losses. It helps you to pay for the cost of replacing or repairing your property.
Additional Living Expenses
Exposure to risks such as fires and vandalism may make your Nevada home inhabitable. During such periods, you may need to spend a lot of your money seeking alternative habitation. Our additional living expenses coverage option protects you from such obligations. It compensates you for the reasonable costs of finding alternative accommodation until your home is repaired.
If someone is injured on your property, you may be legally liable for their medical expenses. Our liability coverage option compensates you for their medical charges. It also compensates you for the cost of replacing or repairing other people’s property if it is damaged or lost in your home. If the person sues you, our liability insurance pays for the medical charges.
Use the online rating tool of Hinman & Associates Insurance to find home insurance quotes in Reno, NV.