A motorhome, commonly referred to as a recreation vehicle (RV), comes equipped with living quarters designed for temporary accommodation. A motorhome is a great way to travel; one gets to see the country on a very personal level. Since auto insurance is mandatory in Nevada, you may be required to purchase insurance for your motorhome for you to drive it legally on the road. But there are many types of RVs, and some do not even qualify as vehicles under state laws.
What Qualifies as a Motor Home?
With the many types of RVs on our roads, the subject of motorhomes and RVs can get really confusing when it comes to insurance. Whether you’re required to get insurance for your motorhome or not will depend on several factors. Generally, insurance may not be necessary if you tow your motorhome behind your car. On the other hand, if you can drive the motorhome itself, you will be required to meet the minimum liability requirements.
Getting Insurance for your Motor Home
You must meet auto liability requirements to operate the motorhome on the roads, but that’s not enough. You need more coverage to ensure that your motorhome is sufficiently protected in the event of an accident. If you are looking for motorhome insurance, Hinman & Associates Insurance in Reno & Sparks NV can help you out. There are several coverage options to consider when purchasing insurance for your RV in Nevada.
You can get a standard RV insurance policy. This coverage includes coverages such as liability, uninsured/underinsured motorist protection, collision, and property damage. Get full coverage on your motorhome coverage from Hinman & Associates Insurance in Reno & Sparks, NV to avoid total loss in the event of theft or fire. For more information on our motor insurance offerings, give us a call or visit our offices and speak to one of our agents.