It only takes a second for a piece of gravel or stone to fly up from the street and strike your vehicle’s window, causing serious damage. In some situations, this can even make your car unsafe to drive.

The right auto insurance matters. At Hinman & Associates Insurance, we help drivers in Reno, NV, find the right auto insurance for their needs.

Does Auto Insurance Cover Your Broken Windshield?

Most of the time, your auto insurance will cover a broken windshield if you have comprehensive coverage. This is a specific policy that covers accidental and unavoidable incidents. It can matter how the damage occurred, though.

For example, your comprehensive coverage will usually apply if road debris causes damage or hail shatters your windshield. If an animal damages the windshield, it can also help. It may also apply if a falling object or vandal damages your windshield.

In these situations, you may have to pay a deductible first. Then, your insurance will cover the remaining amount if it includes full glass coverage. Some policies may have limitations on when they will cover all damage.

Other Situations May Apply

If you cause an accident and your windshield is damaged as a result, your collision insurance may cover this type of damage. If someone else caused the damage, their liability insurance may cover your broken windshield.

Set Up a Consultation for Help Customizing Your Policy

At Hinman & Associates Insurance, we take the time to help you choose a policy that fits your biggest risks. If you need auto insurance in Reno, NV, we can help you get into the ideal policy.