Are you planning to purchase a refurbished motorhome? If so, it’s important to review some insurance guidelines to support your new ownership. Insuring your investment will protect it in the event of a natural disaster, criminal activity, or incidents where you are found at fault.

Usage

Your insurance coverage should align with how you plan to use your motorhome. If your motorhome will be driven, liability insurance coverage is essential. This coverage protects you against vehicular accidents where you are at fault.

If your refurbished motorhome will be used for towing purposes, consider adding towing coverage to your policy. This type of coverage protects towing equipment from theft, vandalism, and extreme weather conditions.

Operating Systems

The HVAC unit, stereo, and other operating systems within the refurbished motorhome can be included in your insurance policy. Any systems of value should be considered when preparing your motorhome insurance policy.

While coverage won’t protect against everyday wear and tear, it will provide protection if your equipment is vandalized, stolen, or severely damaged during a natural disaster.

Motorhome Inclusions

Before purchasing a refurbished motorhome, it’s a good idea to assess the inclusions that come with the RV. Furnishings, decor, and permanent fixtures within the RV can be added to your insurance policy.

Schedule an Appointment With an Agent in Reno, NV

Call our office to speak with an agent from Hinman & Associates Insurance. A representative from our company will schedule an appointment to discuss the insurance coverage options available for the refurbished motorhome you plan to purchase.