{"id":23,"date":"2019-10-29T02:00:00","date_gmt":"2019-10-29T14:00:00","guid":{"rendered":"https:\/\/www.hinmaninsurance.com\/blog\/?p=23"},"modified":"2019-10-29T15:21:56","modified_gmt":"2019-10-29T21:21:56","slug":"understanding-renters-insurance","status":"publish","type":"post","link":"https:\/\/www.hinmaninsurance.com\/blog\/understanding-renters-insurance\/","title":{"rendered":"Understanding Renters Insurance"},"content":{"rendered":"<p>If you are renting in Reno, NV, you may have heard about renters&#8217; insurance. If you have questions about this common and affordable type of coverage, here are the answers from Hinman &amp; Associates Insurance.<\/p>\n<h3><strong>What is Renters Insurance?<\/strong><\/h3>\n<p>Renters insurance is a policy that you can buy to cover the possessions that you keep in the home or apartment that you rent. Even if you don&#8217;t own a home, replacing all of your belongings if there is a fire or robbery in the place that you live can be very expensive. Just consider all the electronics, jewelry, and collectibles in which you&#8217;ve invested money, as well as your furniture, clothing, and other essentials. Do you have cash in hand to replace all of that if your rental unit had a fire? Renters insurance will help pay to replace your things if something terrible happens at your rental unit.<\/p>\n<h3><strong>Isn&#8217;t My Landlord&#8217;s Policy Enough?<\/strong><\/h3>\n<p>Of course, your landlord probably has a homeowner&#8217;s policy, especially if he has a mortgage. However, his policy for your rental unit only covers repairs to the structure itself. So, if a storm tears the roof off of the home, the landlord&#8217;s policy will pay to replace the roof and repair the damaged interior. However, his policy will not cover your things that are in the home. That&#8217;s why you need a renters insurance policy. If there is a storm, fire, or burglary, you will want to replace the items that are damaged or stolen, and a renters policy can help you do that.<\/p>\n<p>If you have questions about renters insurance or you wish to purchase renters insurance in the Reno, NV area, you can contact Hinman &amp; Associates Insurance. We will be glad to answer your questions and get you set up with a policy that will protect your possessions if something terrible happens at the home that you rent.<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n<p>&nbsp;<\/p>\n","protected":false},"excerpt":{"rendered":"<p>If you are renting in Reno, NV, you may have heard about renters&#8217; insurance. If you have questions about this common and affordable type of coverage, here are the answers from Hinman &amp; Associates Insurance. What is Renters Insurance? Renters insurance is a policy that you can buy to cover the possessions that you keep [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[6,5],"class_list":["post-23","post","type-post","status-publish","format-standard","hentry","category-insurance","tag-hinman-associates-insurance","tag-reno-nv"],"aioseo_notices":[],"_links":{"self":[{"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/comments?post=23"}],"version-history":[{"count":1,"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions"}],"predecessor-version":[{"id":24,"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/posts\/23\/revisions\/24"}],"wp:attachment":[{"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/media?parent=23"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/categories?post=23"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.hinmaninsurance.com\/blog\/wp-json\/wp\/v2\/tags?post=23"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}